- Your financesGuidance on paying your rent, and other financial advice and support
- Looking after your homeMaintenance, safety checks, adaptations, gardens, advice
- Looking after your neighbourhoodTackling anti-social behaviour and improving public spaces
- Looking after yourselfSupport for those emerging from difficult circumstances
- Thinking of making a change?Transfers, buying, intermediate rent/shared ownership, garages
- Customer profilingThe more we know, the more we can offer
- Get involvedJoin us in making decisions that affect your home and community
Insurance
We have affordable and easy to arrange ways to help you insure the contents of your home. This gives you the peace of mind that should the worst happen, you are safe in the knowledge that you can refurnish your home without stress or financial burden.
Buildings insurance
This insurance covers the structure of your home including walls, window frames, communal areas and roofs. It covers the building for damage caused by fire, flood, burglary or subsidence. It does not, however, cover against gradual deterioration or wear and tear.
For shared ownership properties, buildings insurance is paid for as part of the service charge. For rented properties (including intermediate rent and social housing), buildings insurance is paid for as part of the rent and is held by Worthing Homes.
Contents insurance
Contents insurance covers your personal belongings such as furniture, carpets, clothes, electrical equipment such as TV, stereo and computer. It usually protects you against damage or loss to your belongings caused by fire, flood or burglary.
If you live in a flat you are also advised to take out insurance to cover you in case you cause damage which affects your neighbours flat such as water damage caused by a burst pipe.
If you suffer damage because of a fault caused by a neighbour such as flood, you may be able to claim under their insurance rather than your own, or take legal action against them.
Please note the buildings insurance paid for as part of your rent or service charge will not cover this, it only covers damage to the structure of the property.
Home contents insurance through Worthing Homes
We understand that financial commitments may mean contents insurance isn’t high on your list of priorities, but have you wondered what you would do if you lost all of your possessions to a fire, flood or burglary? For just a few pence a week you can leave your property safe in the knowledge that the things you value are covered.
To make this essential insurance less of a burden, we have joined together with Farr plc insurance brokers to provide an insurance plan that is specifically designed for tenants and leaseholders – giving you complete peace of mind.
It offers a number of benefits which are of real value:
- low cost;
- convenient payment methods;
- fast efficient claims service.
The policy covers all your household contents against a wide range of unforeseen hazards, and includes new for old cover (except for clothing and bed linen). The policy has no excess and avoids ‘insurance small print’.
The policy also covers:
- £300 for money and credit cards;
- accidental damage to pictures, bathroom fittings and home entertainment;
- equipment;
- £200 for frozen food;
- £2,000 one off payment in the event of accidental death;
- £1 million for claims made against you by other people for injury or property;
- damage caused by your negligence.
For details take a look at our Money Matters Booklet, visit the Farr Insurance website, or contact us or your Neighbourhood Housing Officer.
