Your home

Mutual exchange

A mutual exchange is one of the quickest and easiest ways to move home, and we will support and encourage any residents who wish to exchange their home with another resident.

If you are an assured tenant you can exchange your home with any of the following residents:

  • an assured tenant who lives in one of our properties;
  • an assured tenant of another housing association;
  • a secure tenant of a local authority.

 

What do I have to do if I would like to exchange my home?

If you would like to do a mutual exchange you can register on the Homeswapper website, which is free for Worthing Homes residents to use; or take a look at the Exchange Locata website.

Once you have found someone to exchange with please download and complete our Mutual Exchange Application Form. Alternatively you can ask your Neighbourhood Housing Officer or our Customer Service Advisers for a copy.

 

What checks should I make before I agree to swap?

Make sure that you check out the type of tenancy you will be given – the main difference are:

  • the rent and any other costs (such as service charges);
  • the Right to Buy.

If repairs are needed, check if they will be carried out.

Make sure you can afford the new rent  and the moving expenses. You will need to contact your local Job Centre Plus office, job centre or social security office.

The following table illustrates the maximum property size for the households composition:

Household composition Property size – the property type can be a flat, house of bungalow
Single person Studio or one bedroom property
Couple One bedroom property
Single person or couple with confirmed pregnancy One bedroom property
One adult or a couple with one child or adult family member Two bedroom property
One adult or a couple with two children or two adult family members of the same sex Two bedroom property
One adult or a couple with two children of different sexes,both children under 10 years old Two bedroom property
One adult or a couple with two children or adult family members of different sexes,at least one child over 10 years old Three bedroom property
One adult or a couple with three children or three adult family members Three bedroom property
One adult or a couple with four children or four adult family members Three bedroom property where it has three double sized bedroomsand one child over 10 years old would not have to share with a child of the opposite sex, or four bedroom property
One adult or a couple with more than four children or more than four adult family members Four bedroom property (this could be a three bedroom with two living rooms where one of the living rooms could reasonably be used as a bedroom)

If you have any questions, please contact your Neighbourhood Housing Officer.

What happens when I have found someone to exchange with?

When you have found someone you would like to exchange homes with, you and the party you wish to exchange with will need to fill in a Mutual Exchange Application Form (please see above for a download link). You must not exchange your home without first getting our permission in writing.

Once we have received your completed application form, we will process your application within 42 working days and write to you to confirm our decision.

You may not be allowed to exchange your home if:

  • you or the person you want to swap with have been served with a possession order or a suspended possession order;
  • a notice seeking possession has been served on you or the person you want to swap with or possession proceedings have begun;
  • the property you want to move into is much larger or too small for your needs or your property is much larger or too small for the person you want to swap with needs;
  • the property you want to move into is provided for a particular reason, for example, it has been adapted for a person with disabilities or is a sheltered home;
  • you or the person you want to swap with has a Possession Order, Injunction Order or Anti-Social Behaviour Order against them or court action to obtain such an order is pending;
  • a demotion order is pending against either you or the person you want to swap with.

Once you have received written permission, the Neighbourhood Housing Officer will arrange a meeting with both you and the person you want to swap with to:

  • sign the assignment agreement;
  • explain how to go about arranging the move;
  • give the person you are swapping with an information pack.

Mutual exchange incentive

If you move by way of mutual exchange to a smaller property due to the impact of the welfare reform benefit changes and the rent is less than the property you were occupying we will make a one off payment of £500 on completion of the assignment to assist with moving costs such as removals